Diamond Dwellings Category
What is P.I.T.I. ?
August 2nd, 2009 Categories: Credit & Financing, Diamond Dwellings, First Time Home Buyers
NO! You’re thinking of a Greek pocket bread for sandwiches.
How Can PITI Figure Into Your Monthly Budget?
If you are in the real estate business, you are probably familiar with the acronym: P.I.T.I.
This is one acronym that first-time home buyer should know about and it’s a handy, simple group of letters — that could save you money and help with your monthly budget planning concerning your house payment. Read the rest of this entry »
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Using social networking as a marketing tool to sell homes
February 2nd, 2009 Categories: Diamond Dwellings, Tampa
Our friend and associate Lane Bailey of Diamond Dwellings Realty Lilburn, GA office (near Stone Mountain) was recently interviewed by the Atlanta Journal Constitution about his unique niche in the home market and his ability to market homes via the internet and social networking tools such as ActiveRain, Facebook, Twitter to name a few.
Lane also specializes in what he terms Garages with Homes Attached. In case you didn’t get it, Lane is a certified car nut, but all around good guy. In the area of web 2.0 and social networking, he is somewhat of a guru and has quite a following of others in the real estate industry who seek his thoughts and ideas.
The whole Diamond Dwellings Realty concept is built around the premise that in the “New Age” of real estate, internet marketing via what is termed web 2.0 platforms and the use of other 21st century tools such as using video and social networking is the wave of the future, but it’s being utilized today by various Diamond Dwellings offices.
To hear more about the concept and how Diamond Dwellings Realty- Florida can market your home our assist you in finding just the “right” home for you, please give us a call or send us an e-mail. Careful though, this isn’t your grand daddy’s real estate company. Don’t expect the huge brick and mortar office or our agents to drive a Mercedes Benz, just expect great service utilizing all of the marketing tricks we have learned thus far and great service. If you are in the real estate business, we offer an unprecedented opportunity for you to be cutting edge and to control your market area.
Dave Tipton, Broker- Diamond Dwellings Realty- Florida
About the Author: Dave Tipton is a Florida licensed real estate broker with Diamond Dwellings Realty- Florida. Dave’s office is in Brandon, Florida which serves eastern Hillborough County. Dave Tipton can be reached at dave@diamonddwellings.com or 813-653-1241.
If you are interested in a career in real estate or associating with Diamond Dwellings Realty, please contact Dave! All calls and inquiries will be held in the strictest confidence.
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FAR 2008 Convention and Trade Show
September 28th, 2008 Categories: Brandon, Diamond Dwellings
Attendance Down, But Spirits Are Up
Last week, I atttended the Florida Association of Realtors (FAR) 2008 Convention & Trade Show held in Orlando. The attendance was remarkably low from prior years. I chalked this up to the poor economy and the fact that the much bigger NAR Convention is 6 weeks after FAR and is also in Orlando.
FAR put on some excellent training and those in attendance seemed to be postive about their futures in the real estate business. Rick Frissell and I manned the Diamond Dwellings Realty booth and spoke to many of the attendees.
One of the biggest observations that I made concerning the Trade Show aspect of the convention was the lack of any of the major real estate franchises attending as exhibitors. I was very proud to be at the show representing Diamond Dwellings and we had many positive comments on the franchise and on the quality and appearance of the booth itself, we even made a few new friends.
Another observation that was surprising to me was that during the two days I spent at the convention, I only talked to three Realtors who new what blogging was and only one of those actually blogged. Is there any wonder how Diamond Dwellings can position an agent to be the area expert of their hyper local area?
Over all our attendance of the FAR Convention was positive and we met some franchise prospects and helped to brand Diamond Dwellings Realty.
Dave Tipton, Broker- Diamond Dwellings Realty
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5 Foreclosure Laws You Should Be familiar With
July 16th, 2008 Categories: Apollo Beach, Bloomingdale, Brandon, Diamond Dwellings, FishHawk, Riverhills
Know the rules of the foreclosure process in your state.
Foreclosure laws very from state to state so research your state’s laws. A good place to start your research of your states foreclosure process is www.foreclosurelaw.org/. If you or someone you know is facing a foreclosure of their home, there are 5 laws that that you should be familiar with:
1. Active Duty Military- If the borrower or the borrower’s spouse is on active duty military, the Civil Relief Act of 2003, prohibits a lender from foreclosing on the mortgage. Additionally, the borrower may qualify for a reduction in the interest rate or even a temporary suspension of mortgage payments.
2. Notification of Intent to Foreclose- Many states require that a lender notify the borrower 30 days in advance of obtaining a court judgment to foreclose.
3. Non-Judicial Foreclosure- Many states permit lenders to add a clause to a mortgage that permits the lender to foreclose and sell the property without obtaining court approval.
4. Right of Redemption- Some states permit a borrower in default to satisfy the loan default and recover the property if done within a specified amount of time after the property is sold.
5. Deficiency Judgment- Some states allow a lender that forecloses on a mortgage to file a judgment against the borrower that entitles the lender to collect from the defaulted borrower any amount of the outstanding mortgage not covered by the sale of the property in question.
It is always a wise decision to enlist the help of a local real estate attorney or one that specializes in bankruptcy or foreclosure law. They will have the answer to many of your questions concerning the foreclosure of your home.
Rick Frissell, Agent- Diamond Dwellings- Brandon Florida
813-653-1241
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Diamond Dwellings™ and Brandon Dwellings Introduces Rick Frissell, Realtor®
July 7th, 2008 Categories: Diamond Dwellings
Let Me Introduce Myself.
Professional:
I am a real estate agent and mortgage broker living and working in the Brandon, FL area. I entered the real estate industry in 2000 following a down sizing at Eastman Kodak. I am very grateful for the 17 years I had with Kodak as I received a fabulous education in the field or marketing. I have focused on working with buyers since I have an opportunity to offer them the benefit of my years of mortgage broker experience. I have found that when I act as my clients mortgage broker and real estate agent, I am invited into a closer relationship and they become close friends during the process. This also allows me to maintain control over the loan process. I believe there is NO ONE that will give my buyer the attention that I give them when getting their purchase to be a success.
Personal:
I have a long a solid marriage to my wife Denise. We have been married for 36 years and have been blessed with 2 wonderful sons and 3 granddaughters.
My wife helps me in my business and she complements me with skills (such as keeping organized) that do not come easily to me.
My oldest son, Steve, is high school youth pastor at our church, Bay Life Church in Brandon, FL. He has really grown into a good man.
Ken is the youngest and recently graduated from fire fighter school. City and county budget cuts have kept him from finding a job in fire fighting at this time, but he is working his way through paramedic school, and the added education will boost his value significantly.
We have faced some significant challenges over the years, but our faith has delivered to far more blessings than adversities.
Please allow me to be your real estate expert in the Brandon area. Check back with our blog and you will find a wealth of information about the Brandon, FL area and the real estate industry.
Rick Frissell, Agent- Diamond Dwellings Realty- Brandon, FL
813-653-1241
E-Mail: Rick@DiamondDwellings.com
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